Last Updated: January 2026

European Privacy Notice

GDPR Compliant

This European Privacy Notice supplements the Bearish Privacy Policy and applies to individuals located in the European Economic Area (EEA), the United Kingdom, and Switzerland (collectively, "Europe").

It explains how Bearish FH INC ("Bearish," "we," "us," or "our") processes personal data in accordance with the General Data Protection Regulation (GDPR) and related European data protection laws.

01Data Controller

For purposes of the GDPR, the data controller is:

Bearish FH INC

United States

For privacy-related inquiries, contact:

privacy@bearishos.com

02Legal Bases for Processing

Bearish processes personal data only when a lawful basis exists. Depending on the context, processing may be based on:

Contractual necessity

To provide and operate Bearish services

Legal obligation

To comply with applicable laws and regulations

Legitimate interests

To secure, improve, and maintain our services

Consent

Where required, such as for certain cookies or communications

You may withdraw consent at any time where processing is based on consent.

03Categories of Personal Data

We may process the following categories of personal data:

  • Identifiers (name, email address, account ID)
  • Account and authentication data
  • Billing and transaction data
  • User-generated content
  • Technical and usage data (IP address, device, logs)

Bearish does not intentionally collect special categories of personal data unless explicitly required by a product feature and lawfully processed.

04Purposes of Processing

Personal data is processed to:

  • Provide, maintain, and secure Bearish services
  • Authenticate users and manage accounts
  • Process subscriptions and payments
  • Deliver customer support
  • Improve system performance and reliability
  • Prevent fraud, abuse, and security incidents
  • Comply with legal obligations

05Data Sharing

Personal data may be shared with:

Processors

Acting on Bearish's behalf (hosting, payments, infrastructure)

Professional advisors

Legal, accounting when necessary

Authorities

Where legally required

All processors are subject to contractual data protection obligations consistent with GDPR requirements.

06International Data Transfers

Bearish is headquartered in the United States and may transfer personal data outside Europe.

Where required, Bearish relies on appropriate safeguards, including:

  • European Commission Standard Contractual Clauses (SCCs)
  • Additional technical and organizational safeguards

07Data Retention

Personal data is retained only as long as necessary for the purposes described in this Notice, unless a longer retention period is required by law.

When data is no longer required, it is deleted or irreversibly anonymized.

08Your GDPR Rights

European users have the following rights, subject to legal limitations:

1

Right of access

Obtain confirmation and a copy of personal data

2

Right to rectification

Correct inaccurate or incomplete data

3

Right to erasure

Request deletion of personal data

4

Right to restriction

Limit processing in certain circumstances

5

Right to data portability

Receive data in a structured, machine-readable format

6

Right to object

Object to processing based on legitimate interests

7

Right to withdraw consent

Where processing is based on consent

Requests can be submitted by emailing privacy@bearishos.com.

09Automated Decision-Making and AI

Bearish may use automated systems, including AI, to provide services.

  • Bearish does not engage in solely automated decision-making that produces legal or similarly significant effects on individuals without appropriate safeguards
  • AI outputs are designed to assist users, not replace human judgment

10Supervisory Authority

If you believe Bearish has infringed your data protection rights, you have the right to lodge a complaint with your local supervisory authority in the EEA, UK, or Switzerland.

11Updates to This Notice

We may update this European Privacy Notice from time to time. Continued use of Bearish services after updates constitutes acceptance of the revised Notice.

12Contact

For GDPR-related questions or requests:

Bearish FH INC

Privacy Team

privacy@bearishos.com

Bearish treats European data protection as a baseline, not a burden. Privacy is part of the architecture.