Privacy Policy
This Privacy Policy explains how Bearish FH INC ("Bearish," "we," "us," or "our") collects, uses, stores, shares, and protects information when you use our websites, applications, products, services, and platforms (collectively, the "Services").
By using Bearish, you agree to the practices described in this Privacy Policy.
01Our Privacy Philosophy
Bearish is built on a privacy-first foundation. We design systems to:
- →Minimize data collection
- →Isolate customer data
- →Encrypt data by default
- →Avoid selling or exploiting personal information
- →Treat user data as a responsibility, not an asset
Privacy is a core part of Bearish's institutional design.
02Information We Collect
We collect only what is necessary to operate, secure, and improve Bearish.
2.1 Information You Provide
You may provide information such as:
- Name, email address, username
- Account credentials
- Billing and payment information
- Content you upload, create, or submit
- Communications with Bearish
2.2 Information Collected Automatically
When you use Bearish, we may collect:
- Device type, operating system, browser
- IP address and general location (city/region level)
- Usage data, feature interactions, logs, and diagnostics
- Cookies or similar technologies
2.3 Information From Third Parties
We may receive limited information from:
- Payment processors
- Authentication providers
- Integrated third-party services you choose to connect
03How We Use Information
We use information to:
- Provide and operate the Services
- Authenticate users and secure accounts
- Process payments and subscriptions
- Improve performance, reliability, and usability
- Provide customer support
- Comply with legal obligations
We do not sell personal data.
04AI and Automated Systems
Some Bearish services use automated systems, machine learning, or artificial intelligence.
4.1 Purpose of AI Processing
AI systems may process data to:
- Generate content or responses
- Analyze patterns or behavior
- Power intelligent features and automation
4.2 Model Training
- ✓Private customer content is not used to train public or shared AI models
- ○Aggregated and anonymized usage data may be used to improve system performance
4.3 Human Review
Limited human review may occur for:
- Security
- Abuse prevention
- System reliability
05Cookies and Tracking Technologies
Bearish uses cookies and similar technologies to:
- Maintain sessions
- Remember preferences
- Understand usage patterns
You can control cookies through browser settings. Some features may not function properly without them.
06Data Sharing and Disclosure
We share data only when necessary:
6.1 Service Providers
Trusted vendors who assist with:
- Hosting and infrastructure
- Payments and billing
- Analytics and monitoring
These providers are bound by confidentiality and data protection obligations.
6.2 Legal Requirements
We may disclose information if required to:
- Comply with law or legal process
- Protect rights, safety, or property
- Prevent fraud or abuse
6.3 Business Transfers
If Bearish is involved in a merger, acquisition, or restructuring, data may be transferred subject to this Privacy Policy.
07Data Security
We implement administrative, technical, and organizational safeguards, including:
Encryption
In transit and at rest
Access Controls
Role-based permissions
Data Isolation
Customer data separation
Monitoring
Logging and alerts
No system is completely secure, but Bearish is designed to minimize risk.
08Data Retention
We retain personal data only as long as necessary to:
- Provide the Services
- Meet legal or regulatory requirements
- Resolve disputes
- Enforce agreements
Data may be deleted or anonymized when no longer needed.
09Your Rights
Depending on your location, you may have rights to:
Requests can be made by contacting Bearish.
10International Data Transfers
Bearish operates globally. Data may be processed in countries other than your own. We use appropriate safeguards to protect international transfers where required.
11Children's Privacy
Bearish services are not directed to children under 13. We do not knowingly collect personal information from children under 13.
12Third-Party Links and Services
Bearish may contain links to third-party services. We are not responsible for their privacy practices.
13Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Continued use of Bearish after changes become effective constitutes acceptance of the revised policy.
14Contact Us
For privacy questions or requests:
Bearish exists to earn trust quietly. Privacy is part of the architecture, not an afterthought.